Compare Scooter Insurance
You could save hundreds of dollars a year by getting multiple scooter insurance quotes
How to shop for your next scooter insurance policy on Hardbacon
Comparing prices from multiple insurers before buying a scooter insurance policy can generally save you hundreds of dollars a year. Follow these 4 steps to do so.
Tell us where you're located
The first step is to enter your province of residence in the box on the left, and click on the “Compare prices” button. Your province will help us redirect you to the appropriate partner.
Tell us more about yourself
The second step is to complete our partner’s form, which will ask you for your contact details and other personal information required to obtain scooter insurance quotes.
Tell us more about the type of driver you are
The third step is to answer questions about your driving record, and about other drivers who’ll be using the scooter you wish to insure. This is where you’ll provide details of any tickets you’ve received in the past as well as your previous accidents and claims.
Tell us more about the scooter you wish to insure
The fourth and final step before you can submit your request is to answer questions about the scooter you wish to insure. Here you’ll indicate the vehicle’s make, model, year and mileage.
Some tips to help you save on your next scooter insurance policy
Increase your deductibles
The deductible is the amount you’ll need to pay before you can make a claim to your insurer. By choosing a higher deductible, you’ll reduce the amount of your scooter insurance premiums. However, do not forget that in the event of a claim, you will have to pay a larger amount.
Combine your insurance products
Most insurers provide discounts for insuring both your residence and your vehicle(s) with them. If the scooter is for a child living at home, check with your broker that this is ok. Family members who live under the same roof as you can generally take out insurance with you, unless the vehicle is registered in their name only. In this case, they’ll need their own policy.
Tailor coverage to your needs
This type of vehicle isn’t usually expensive, so it might be worth not taking full coverage. Liability insurance is mandatory, so you must at least purchase that type of insurance. Additional coverages are optional. Be sure to compare the cost of repair or replacement to the amount of insurance you’ll pay annually for these optional coverages.
Drive safely
When you insure your vehicle, your driving experience will be taken into consideration. By avoiding tickets and claims, you could save money. Because younger drivers often use these vehicles, it’s even more important to be aware of this, especially in terms of safety.
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Frequently asked questions about scooter insurance
How much does scooter insurance cost?
Because the insurer will calculate the premium by considering several factors, it’s difficult to determine an approximate premium without having studied your file. Here are some variables that will affect your premium: your age, your driving experience, the type of scooter and how it’s used, the coverages chosen, and the coverages chosen.
How much does it cost to insure a 50cc scooter?
How do you insure a scooter?
Do you need insurance for a scooter?
Do you need insurance for an electric scooter?
Do you need insurance to drive a scooter in Canada?
How does scooter insurance compare to auto insurance?
How does scooter insurance compare to motorcycle insurance?
Who provides scooter insurance in Canada?
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Compare Scooter Insurance