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Compare Jet-Ski Insurance

You could save hundreds of dollars a year by getting multiple jet-ski insurance quotes

Get up to three jet-ski insurance quotes by answering a few questions

How to shop for your next jet-ski insurance policy on Hardbacon

Comparing the prices of several insurers before choosing jet-ski insurance policy can generally save hundreds of dollars a year. Follow these 4 steps to do so.

Tell us where you're located

The first step is to enter your province of residence in the box on the left, and click on the “Compare prices” button. Your province will help us redirect you to the appropriate partner.

Tell us more about yourself

The third step is to answer questions about your record as a driver, and about other drivers who will be using the jet-ski you wish to insure.

Tell us more about the type of driver you are

The third step is to answer questions about your record as a driver, and about other drivers who will be using the boat you wish to insure. Here you’ll indicate if you have a boat operator’s license and if you’ve ever had an accident on the water.

Tell us more about the jet-ski you wish to insure

The fourth and final step before you can submit your application is to answer questions about the jet-ski you wish to insure. Here you’ll indicate the jet-ski’s make, model, year and mileage.

A few tips to save on your next jet-ski insurance policy

Drive safely

Driving a jet-ski is like driving any other type of vehicle: The more claims or accidents you have, the higher your premium will be. Try to drive as carefully as possible in order to maintain an impeccable driving history, and thus save on your jet-ski insurance. You’ll also be able to benefit from a better price on your auto insurance.

Shop, shop, and shop

To save on your jet-ski insurance, you should shop around and compare coverage and prices from several insurers. Price comparison tools are a quick and easy way to find the best price. You’ll be able to make an informed choice and select the right insurance for you and at the price that will suit your budget.

Improve your knowledge

Riding jet-skis is a popular sport for many summer vacationers, but the fact remains that some knowledge is required to ride them safely. Many insurers recognize the importance of continuing to perfect your nautical knowledge. You should continue to take training after obtaining your license to get the best possible rates when you get quotes from insurers.

Combine your insurance products

Several insurers will be able to provide jet-ski insurance through your residential insurance policy. To save on your jet-ski insurance, you should combine all your insurance products with the same insurer. Ask your insurer for more information so you can save money.

Frequently-asked questions about jet-ski insurance

Why should I insure my jet-ski?

Although jet-ski insurance is not mandatory, it is strongly recommended that you purchase insurance before venturing out on the water. In the event of an accident, jet-ski insurance will not only protect you for damages you may cause to others through Third Party Liability coverage, but may also protect you against damage to your own jet-ski.

Do I need insurance for a jet-ski?

No. It is not mandatory to obtain jet-ski insurance to do so. However, there are several possible dangers when practicing this sport since it is exercised on water. It is therefore strongly recommended that you purchase personal boat insurance if you are considering getting one.

How much is insurance for a jet-ski?

The price of jet-ski insurance can vary from one insurer to another. It is recommended to compare several insurers together to find the ideal insurance product for your needs and at the best possible price.

What does jet-ski insurance cover?

There are a variety of jet-ski insurance products on the market. Some possible protections are, for example, civil liability, equipment, theft, shipwreck, damage caused in the event of collision, etc. This is why it is recommended to carefully analyze your needs before buying personal boat insurance in order to protect yourself adequately.

Does jet-ski insurance cover sinking?

Several insurers will be able to offer you protection to cover costs and damage in the event of shipwreck.

What is the difference between boat and jet ski insurance?

Boat insurance and jet-ski insurance are two similar insurance products. In both cases, even if the law does not oblige you to take out insurance, it is strongly recommended that you have civil liability protection in the event of an accident and you cause damage to others. Since these are also two different nautical practices, there are some differences in connection with the additional protections to better protect you in the event of an accident.

What is jet ski liability insurance?

Liability insurance is considered the basic insurance if you are thinking of buying a jet-ski. It provides coverage for material damage or even bodily injury that you may cause to others if an accident occurs on the water. To cover other damages such as those caused to your own boat, you may need to purchase a more specialized boat insurance product.

How to get a jet ski insurance quote?

It is possible to obtain a quote for jet-ski insurance in just a few clicks by clicking on “Compare prices” on this page. You can also get a quote by contacting your home insurer directly to find out about the possibilities of insuring your jet-ski under your contract. Finally, an insurance broker can also show you the best insurance products on the market to meet your needs and allow you to sail with peace of mind.

You could save hundreds of dollars a year by getting multiple jet-ski insurance quotes

Get up to three jet-ski insurance quotes by answering a few questions