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Scotia Momentum® Visa* card

Special Feature(s)
No conversion fees
Interest Rates
19.99 %Purchase
22.99 %Cash Advance
Annual Fees
$39Main Cardholer
$15
Additional Card

Welcome Offer

Enjoy a 0% interest rate on balance transfers

Get a 0% introductory interest rate on balance transfers for the first 6 months (22.99% after that; annual fee $39).Offer ends in June 30th, 2023.

Special Feature(s)

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This card comes with low annual fees and income requirements. The current transfer balance offer can benefit anyone trying to tackle credit card debt. Cash back rewards earn you money for making everyday purchases.

The features of the Scotiabank Momentum Visa card make it a perfect choice for students, newcomers, and anyone who wants to consolidate their monthly payments onto one card.

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No conversion fees

Scotiabank is the only major financial institution in Canada to waive the 2.5% conversion fee on foreign transactions. However, regular currency conversion rates still apply.

Requirements

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Credit
Score
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Canadian
Residency
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Required
Income

Insurance

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Purchase protection

Purchase protection for items charged to your card extends for the first 90 days from the date of purchase.

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Extended warranty

Additionally, items charged to your card are covered under an extended warranty that doubles that of the manufacturer.

Benefits

Exclusive discounts with my favorite brands

Cardholders can take advantage of 25% off base rates at participating AVIS and Budget locations across Canada.

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