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Welcome Offer
Receive a welcome bonus of 12,000 Avion Points
Special Feature(s)
Personal rewards credit card
Basic personal rewards credit card offering high rewards earning potential on standard lifestyle expenses and low annual fee.
Free additional card
There is no fee to add additional cards to your account, so if you want to share your RBC ION+ Visa with a spouse or child, go ahead and add them.
Requirements
Score
Residency
Income
Insurance
Purchase protection
Purchase security covers loss or damage to new purchases up to 90 days from date of purchase, with a maximum coverage of $50,000.
Extended warranty
Extended warranty doubles the manufacturer's warranty up to a maximum of 1 year.
Mobile device insurance
Mobile device insurance covers up to $1,000 for 2 years in the event your device is damaged, lost or stolen.
Extended warranty
Help protect your RBC credit card balance when you need it most – with optional BalanceProtector Max. If you lose your job or become totally disabled, this coverage can pay 25% of your credit card total account balance – up to $6,250 per month for up to four months. If you pass away, this coverage can make a single payment of the total amount owing on your credit card account to a maximum benefit amount of $25,000. Enrolment is easy for eligible cardholders. You may cancel at any time. Premiums are $1.20 per $100 of your account balance on your statement date (plus applicable taxes). Terms, conditions and eligibility restrictions apply. Full details are available on rbcroyalbank.com. This insurance coverage is underwritten by American Bankers Insurance Company of Florida and American Bankers Life Assurance Company of Florida, who carry on business in Canada under the trade name of Assurant®.
Benefits
Exclusive discounts with my favorite brands
Save 3¢/L on fuel and earn 20% more Petro-Points when you pay with your RBC Visa Platinum credit card. Earn extra Be Well points when shopping at Rexall. Get a 3-month complimentary DashPass subscription from DoorDash.
More rewards with additional card
Add supplementary cardholders to earn more rewards, faster.
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