Mortgage
If buying a new house has been on your mind, now might be the time to make a move. But before you call your real estate agent, keep reading to discover important considerations to keep in mind before submitting that offer on a new home. Or, maybe you’re not too sure if you should buy […]
Are you a Canadian who is considering buying US real estate? Well do we have the article for you! In this article we’ll go over everything you need to know when buying US real estate. We’ll go over the basics that would apply whether you’re buying a property in Canada or the US like choosing […]
Everyone’s house could use a little spruce, especially before listing your home on the MLS. Choosing the best home improvements can translate into serious cash at closing time, and as a result, into a smaller mortgage on your next home. But which home improvements are a good idea and which ones aren’t such a good […]
Are you looking to sell your house fast in Canada? Then you’re in the right place. In this ultimate guide, we take you step-by-step through the process. Plus, we give you online resources that will help get your home sold… fast! Find your realtor to sell a house fast The first step to selling your […]
Buying a home is no small task. Whether it’s your first home or not, purchasing real estate requires a lot of time and cash. In addition, it can come with a certain amount of risk since there is no money-back guarantee. To save time, money, and stress, shop for a house with a buyer’s agent. […]
It can feel overwhelming to buy or sell a home. But never fear, we are here to help you understand what you should look for when choosing a realtor in Canada. Working with the right real estate agent from the start is incredibly important. You should have confidence that your agent will do right by […]
BMO is trying to set themselves apart from other major Canadian Banks by offering some exciting programs and it couldn’t have come at a better time. Housing prices have soared since 2021, causing Canadians to change their plans in terms of homebuying. A 2022 housing survey conducted by BMO found that the pandemic and rising […]
A house is the most expensive purchase you’ll ever make. But unless you’re Jeff Bezos, you probably can’t buy a house outright with cash. Like the rest of us, you’ll need to find a lender willing to finance your mortgage. But not all mortgages, or the lenders who offer them, are created equal. It’s not […]
The Canadian government put aside 2 billion dollars to help Canadians buy their first home. First it was the First Home Savings Account (FHSA), now they’ve added a rent-to-own housing program Rent-to-own can be a great arrangement for landlords and tenants alike. It is great for landlords who want an exit strategy from the rental […]
Subprime mortgages account for more than 1 in 10 of all mortgages in Canada. But there was a time when the term “subprime mortgage” was a four-letter word in the Canadian banking industry. It was whispered under hushed tones in darkened hallways, oft with an air of equal parts smug superiority and contempt. Why, then, are […]
When you start your home buying journey, the last thing you want is to be denied on your mortgage application. For many Canadians with low credit scores or non-traditional employment histories, not being approved for a mortgage is a fear that often becomes a reality. Even Canadians that seem like good candidates for mortgage approval […]
First National is a subprime mortgage lender offering mortgage solutions for Canadians. Their focus on providing mortgages for customers who may not qualify for traditional mortgages is crucial as more and more Canadians struggle to make ends meet. As people across the country try to survive a changing income, poor credit history, and other financial […]