Mortgage
Are you torn between renting vs buying a home? There’s a dangerous idea in society today that owning a home means you’re financially stable. Many people in their 30s and 40s have even stated that they often feel reluctant to tell people they rent for fear of being judged. For generations, we’ve been taught that […]
Buying a home marks one of the most significant financial decisions you will ever make. Ideally, you’ll discover the right mortgage package with the best interest rate to match your budget and lifestyle. But how do you find the best possible deal? You compare numbers thanks to mortgage rate comparison sites. Why compare mortgage rates […]
In collaboration with BMO Global Asset Management Truth is, Canada’s housing market is one of the most expensive, with the biggest gap between incomes and property prices among the G7 nations. Canadians of all ages feel like they’ll never be able to invest in real estate. Darren Voros says “think again.’’ There’s more than one […]
Buying a house counts as a major life decision, especially in Saskatchewan where different cities and neighborhoods offer unique living experiences. Despite advancements in technology, the process of purchasing a home remains complex and requires careful consideration. This article provides a comprehensive guide on how to buy a house in Saskatchewan. With its help, you […]
Breezeful is changing the way Canadians apply and get approved for mortgages. There’s no need to schedule an appointment and visit your local bank to get a mortgage. Everything is completely online, 100% free to use, and you can get rates from 30+ different mortgage lenders across Canada in just minutes. Let’s dive into what […]
If you are researching how to avoid paying capital gains tax on the sale of your rental property, you presumably expect to have a taxable gain on your rental property. With all things considered, that’s a desirable place to be, and congratulations are in order. However, the excitement from the sale has likely been muted […]
In Collaboration with Pine Pining for a place to call home? Housing prices are finally headed down the mountain, but interest rate hikes are killing affordability. For many Canadians, home ownership woes have shifted from the down payment debacle, to how much income is needed to get a mortgage. Current homeowners are hot under the […]
What goes up must come down; and in regard to Canada’s housing market, a crash certainly seems likely at some point. After all, ever since the Bank of Canada lowered Canadian interest rates in the wake of the COVID-19 pandemic, there has been a massive spike in home prices, and many experts are predicting that […]
Are you considering buying raw land for sale? Buying raw land comes with its perk. Mainly, you can start from scratch and build whatever you want within reason. But before you sign on the dotted line, you want to do your homework. Can I purchase land to buy a home on? Of course, you can […]
The Vancouver-based Co:Here Foundation wants to solve the affordable housing crisis by repurposing property owned by faith groups. The Canada Housing and Mortgage Corporation (CMHC) just awarded the not-for-profit organization with a grant administered under the Housing Supply Challenge (HSC). The HSC is a federally-funded program to develop innovative housing solutions at the grassroots level. […]
If you can get alternative housing, do it. Mortgage rates are rising and it’s no secret that Canadians across the country have been struggling to make ends meet. Between inflation‘s effect on food, low wages, and a volatile housing market, many are wondering what they can do to save money. Renters in particular are feeling […]
What is the Home Buyer’s Plan? In Canada, you can use some of your Registered Retirement Savings Plan (RRSP) to purchase a home. It’s called the Home Buyer’s Plan and it can help you get on the first rung of the property ladder. Of course, you need to have an RRSP account; it all sounds […]
