Insurance

Requirements to Drive Your Parents’ Car Without Insurance Insurance companies can avoid payouts if you don’t meet requirements. This is why you want to ensure you’re driving your parents’ car legally. The last thing you’d want is to ruin your parents’ car without having the insurance to repair it. This is why it’s essential to […]

Driving someone else’s car can offer convenience and save you money, but it can also fray your nerves when it comes to insurance coverage. In Ontario, the level of risk depends on whether or not you have OPCF-27 coverage. This article will explain everything you need to know before getting behind the wheel of someone […]

Long-term care insurance can be an essential part of your financial planning. It provides coverage for the care that you may need in case you are unable to care for yourself due to a chronic illness, disability, or other conditions. In Canada, long-term care insurance is becoming increasingly popular as people realize the need for […]

Canada is known for having public health care, but some people in Canada are not eligible for public health insurance coverage. If you don’t have public health insurance, you’ll have to pay out of pocket for medical services. Medical insurance does not cover visitors to Canada, new immigrants, people on work permits, students, and parents […]

Car insurance is a critical aspect of driving in Alberta. As a vehicle owner and driver, you need to know what car insurance is all about, what it covers, and how it works. This comprehensive guide will take you through all the essential aspects of car insurance in Alberta and help you make informed decisions […]

High-Risk Auto Insurance Explained High-risk insurance is a specialized form of coverage designed for individuals with serious driving convictions, payment issues, or poor driving/insurance records. It can be challenging to obtain a policy from most companies, but there are specific insurers specializing in high-risk auto insurance. In high-risk car insurance, coverage types are similar to […]

People often say there are only two sure things in life-death and taxes. When facing inevitable things, planning can be your best friend. While no one likes to discuss their mortality, one thing you can do to help your loved ones is to plan for it.  The funeral arrangements and costs associated with your passing […]

Disability insurance is just one of the ways you can protect your income if you can’t work due to an injury or illness. For those in traditional employment, disability coverage usually comes through group insurance arranged by the employer. Self-employed people, on the other hand, must obtain disability insurance on their own.  Luckily, this post […]

Very simply put, an insurance broker is an individual or company that acts as an intermediary between a person seeking insurance and a company selling that insurance. Brokers support insurance seekers in comparing and buying all types of insurance, including auto, travel, home, dental, life, critical illness and disability. Although there are several other ways […]

You’ve heard of life insurance and might already have some in place. You or your parents may have bought a policy when you were younger. Or, you could have policies with your employer or life insurance for your debt, such as mortgage life insurance. Still, you might wonder, “How much life insurance do I need […]

Car insurance premiums can really ding you as a significant expense in Ontario. With the rising costs of insurance, no wonder you seek ways to reduce your monthly car insurance premiums in Ontario. Yes, you still want to maintain adequate coverage. Fortunately, several strategies can help lower your car insurance rates and save money in […]

When you have a baby, life insurance for kids is the furthest thing from your mind. Getting to know your baby, managing daily care and planning for their future takes top priority. But whether your child is an infant, school-age or an adolescent, you can use children’s life insurance to help set them up for […]