Insurance
Many people have been struggling with their mental health due to the events of the last few years, but is therapy covered by OHIPtherepyPandemic restrictions, job losses, and social isolation are all factors that have hurt people’s sense of well-being. Various services and service providers are available for those who want help. The Ontario Health […]
The short answer is yes. Even though it is not mandatory in Canada, home insurance can save tenants a lot of trouble. Here you’ll find a brief overview of an essential tool that will give you peace of mind at all times. According to the Insurance Bureau of Canada (IBC), 37% of tenants did not purchase home […]
If you’re about to buy a house or already have one, you were likely offered mortgage life and disability insurance. If you choose to take life insurance, it can pay off the mortgage balance if you pass away. If you select disability insurance, the policy could make the mortgage payments for you for up to […]
Short-term disability insurance could help save your bacon. If a medical condition temporarily renders you unable to work, you may get short-term disability benefits from your employer, the Canadian government, or private disability insurance coverage. Many short-term disability claims are fairly straightforward, but what about mental health issues? Most people who experience mental health issues […]
Is disability insurance a good idea? Life has a way of throwing curve balls. No one wakes up on a good day expecting to be involved in an accident or unable to work due to an illness. But it happens even more often than we would like to admit. Disability insurance helps to cover expenses […]
Vous êtes en voiture sur une route de campagne quand soudain, votre moteur fait un drôle de bruit et de la fumée s’échappe de votre capot… Lorsqu’une situation du genre survient, il est bien pratique de pouvoir faire appel à un service d’assistance routière. Ce type de protection vous vient en aide lorsque vous avez […]
Are you buying a home in Canada? If so, title insurance is a must-have. Not only do most mortgage lenders require it, but it’s also the sensible thing to do when buying a home, even if it wasn’t mandatory with lenders. Let’s look at what title insurance is, what it does and doesn’t protect you […]
When starting your search for auto insurance in Canada, you also need to keep in mind the auto insurance regulations for your province. In Ontario, the government requires you to have more than the federally mandated car insurance coverage. This extra coverage is called the Statutory Accident Benefits Schedule (SABS) and it protects you in […]
There are a number of ways to ensure that your loved ones are taken care of in the event of your death. A universal life insurance policy is one of those ways. Many people get confused with the different life insurance products on the market and are unsure which one is best suited for them. […]
Long-term disability (LTD) insurance is important for anyone in the workforce regardless of whether you work in a physically intensive job or in an office environment. When we think about assets, our minds generally go towards a house, a car, a portfolio of securities in your registered retirement savings plan (RRSP), etc. However, your ability […]
A home insurance deductible is the amount of money you pay out of pocket if you make a claim. When it comes to selecting the right policy, it’s vital to understand how much the deductible is, how it affects your premium and what will happen in the event of a claim. When you’re comparing quotes […]
A letter of experience for insurance is a document that provides your insurance company with information about your car insurance or home insurance history in order to personalize your insurance quote. You want to get a letter of experience from your previous insurance companies so that, hopefully, you will get a better premium. In this […]
