Insurance
What would you do if you could no longer do your job due to health issues? Fortunately, many employers offer short-term disability insurance. It’s possible to take out such insurance on an individual basis too. The federal government provides Employment Insurance (EI) sickness benefits as well. What happens if you can’t work? When you can’t […]
A disability can create major problems when it comes to personal finances. While your expenses and obligations remain largely the same (or may increase if you are seeking medical treatment), your inability to work impacts your income. Long-term disability insurance is a good solution to prevent you from eroding your assets or taking on excessive […]
In collaboration with Assure Direct The world of insurance can sometimes be difficult to grasp. There are many products available and the vocabulary is complex. As a customer, do you ever wonder if you’re paying the right price for the protection you have? Before taking out an individual insurance policy, it is essential to consider […]
Let’s talk about mental health and how it affects your income. I’ve struggled with anxiety and depression almost my entire life and it has affected my personal relationships, marriage, motherhood, my career and, you guessed it, my money too. There are obvious ways money and mental health go hand-in-hand, but there are less obvious consequences […]
Canadian employees work hard day in and day out to support themselves and their families. Unfortunately, life can throw unexpected curveballs, such as serious illnesses, injuries, and other unforeseen circumstances, preventing individuals from earning their wages. If you can’t work, you could experience financial hardship. One of the benefits your employer may provide to protect […]
Disability insurance is just one of the ways you can protect your income if you can’t work due to an injury or illness. For those in traditional employment, disability coverage usually comes through group insurance arranged by the employer. Self-employed people, on the other hand, must obtain disability insurance on their own. Luckily, this post […]
If you’re about to buy a house or already have one, you were likely offered mortgage life and disability insurance. If you choose to take life insurance, it can pay off the mortgage balance if you pass away. If you select disability insurance, the policy could make the mortgage payments for you for up to […]
Short-term disability insurance could help save your bacon. If a medical condition temporarily renders you unable to work, you may get short-term disability benefits from your employer, the Canadian government, or private disability insurance coverage. Many short-term disability claims are fairly straightforward, but what about mental health issues? Most people who experience mental health issues […]
