Insurance
High-Risk Auto Insurance Explained High-risk insurance is a specialized form of coverage designed for individuals with serious driving convictions, payment issues, or poor driving/insurance records. It can be challenging to obtain a policy from most companies, but there are specific insurers specializing in high-risk auto insurance. In high-risk car insurance, coverage types are similar to […]
Very simply put, an insurance broker is an individual or company that acts as an intermediary between a person seeking insurance and a company selling that insurance. Brokers support insurance seekers in comparing and buying all types of insurance, including auto, travel, home, dental, life, critical illness and disability. Although there are several other ways […]
Car insurance premiums can really ding you as a significant expense in Ontario. With the rising costs of insurance, no wonder you seek ways to reduce your monthly car insurance premiums in Ontario. Yes, you still want to maintain adequate coverage. Fortunately, several strategies can help lower your car insurance rates and save money in […]
Canada is a vast country, so driving is often the best way to get around. However, with the constant hustle and bustle of everyday life, finding time to shop around for car insurance can be challenging. Thankfully, car insurance comparison sites have made it easier for Canadians to find the best deals on their car […]
Nothing interrupts a peaceful drive like the dreaded sound of an object hitting your windshield. You might be lucky and have no damage or be on the hook for a repair bill. If you have a chip or crack, two common questions are “Does insurance cover a cracked windshield?” and “How much does it cost […]
Advantages and Disadvantages of Non-Owner Car Insurance Advantages Disadvantages – Extends your existing policy– Saves rental car fees – Must be added to an existing policy– Doesn’t apply within your household Advantages Disadvantages Who Needs Non-Owner Car Insurance? Non-owner car insurance is ideal for those who borrow or rent cars frequently and want protection in […]
Student life can be incredibly expensive. From courses to textbooks and life expenses, fees constantly seem to pile up. Plus, student budgets tend to become even tighter when a car enters the picture. Since students generally do not have an extensive driving record, most insurance premiums are far from affordable. Fortunately, many car insurance providers […]
Auto insurance is a necessary part of driving in Nova Scotia, just like in the rest of Canada. It is designed to protect you, your passengers, and other drivers on the road in case of an accident or other unforeseen event. In this article, we will take a look at how auto insurance works in […]
What is Temporary Car Insurance? Driving without car insurance in Ontario is strictly forbidden. You’ll receive fines and potentially have your license suspended if caught. However, only some people want to commit to a one-year plan. This is what leads people to search for temporary car insurance. Temporary car insurance is short-term coverage that provides drivers […]
Collector Car Insurance Explained Collector car drivers use their cars differently than everyday vehicles. Owners generally drive to several collector car meetups or occasionally cruise around town. Since the vehicle is older, owners generally drive less to preserve its value. Given this unique ownership behaviour, treating collector car insurance like regular vehicles doesn’t make sense. […]
When it rains it pours – and then my car got stolen. Right after I reported the incident to the RCMP, my next call was to the car insurance company. They assigned an auto insurance claims adjuster to my case. Time to check my emotions at the door and switch to business-mode. As an insured […]
Mandatory Types of Insurance Coverages Minimum Requirement Description Third-Party Liability Coverage $200,000 Pays for damages to the other party when you cause the accident. Accident Benefits $65,000 Covers the healthcare and recovery expenses of you and your passengers. Uninsured Automobile Coverage $200,000 Protects if you are involved in an auto accident with an uninsured driver. […]
