Credit score
Soft credit checks play a crucial role in the financial landscape of Canada. Whether you’re applying for a loan, renting an apartment, or even opening a new bank account, understanding the ins and outs of soft credit checks can positively impact your financial future. In this comprehensive guide, we’ll explore everything you need to know […]
Have you ever wondered why lenders suddenly want to know everything about your financial history when you apply for credit? It all boils down to one thing – a hard credit check. In the world of Canadian credit, understanding the ins and outs of hard credit checks is essential. In this ultimate guide, we will […]
Hey, Canucks! Did you know the subtle difference between a soft vs hard credit check is crucial if you want a good credit score? That’s because the way someone accesses your credit file can actually lower your score. Yikes! You need to watch out for that because your credit score is your passport to better […]
An 800 credit score isn’t the highest one in Canada, but it might as well be. At this point, you get all the same perks as someone with the holy grail of scores. On the exhilarating journey to financial independence, a high credit score unlocks a ton of financial perks and opportunities. It’s not just a […]
Canadians excel at a lot of things but maintaining a good credit score can be tough for anyone. A credit score between 660 and 900 is generally considered good. The higher the score, the better! Find out how a good credit score can help you. Establishing credit scores Credit scores are calculated by two different […]
Have you ever wondered how your credit card use affects your credit score? We can solve this mystery for you! Do you know what a significant role your credit utilization ratio (CUR) plays in determining your creditworthiness? Perhaps you have yet to learn what it even means. In this ultimate guide, we will take a […]
Dreaming of upgrading your gaming with Nitro or Nitro Basic, but held back by a lack of a credit card? No sweat! This guide will shed light on how you can circumvent these obstacles using PayPal, prepaid gift cards, or prepaid credit cards. Ready to unlock a richer gaming experience? Let’s explore these alternative payment […]
If you don’t have access to a credit card, can you still use Uber in Canada? Perhaps a less-than-stellar credit score has hampered your ability to secure a credit card, but fear not. After all, you can conveniently pay for your Uber rides in numerous other ways. How to pay for Uber without a credit […]
Is the content on OnlyFans calling to you, but the thought of using a credit card for transactions makes you hesitate? You might be contemplating PayPal or even crypto, but unfortunately, OnlyFans currently does not accept these forms of payment. Don’t despair, though, you’re not alone in this predicament.This article is meticulously crafted for Canadians […]
Building a credit history isn’t solely dependent on owning a credit card. It plays a crucial role in various aspects of your life, like securing low-interest loans, availing affordable car insurance rates, or even improving your employment prospects. Here’s an in-depth guide to fortifying your creditworthiness even if your current credit score is on the […]
Leasing a car in Canada serves as a great option for those looking for a long term car rental rather than buying a new car with financing. However, it’s important to know that you need a minimum credit score to lease a car in Canada. While there is no official minimum credit score required to […]
Renting a car in Canada makes for a convenient and stress-free experience – if you have a credit card. However, not everyone has access to a credit card or they may prefer not to use one when renting a car. Good news – you can rent a car in Canada without a credit card, although […]