Credit Cards

Although buying groups are still relatively uncommon in Canada, they can be a great way to earn extra credit card rewards. The concept is simple: buying groups ask members to purchase specific (frequently discounted) items. These items are either shipped to the group’s address or a dropoff is arranged. Once the group receives an item, […]

In Canada, the Big Six banks dominate the credit card landscape. But there’s an alternative that often goes overlooked: credit union credit cards. While less popular, credit cards issued by credit unions can offer unique benefits to meet your financial needs, and that of your local community as well. Here’s a comprehensive guide to the […]

If you’ve been eyeballing RBC credit cards, it might be time to pull the trigger. Why? Because you’ve got big dreams but even bigger bills. Imagine earning rewards on your everyday spending, or having a world of travel perks at your fingertips. Finding the best RBC credit card can make this dream a reality, and […]

In collaboration with KOHO Inflation is giving us all a hard time. With a possible recession on the horizon, managing your money is, more than ever, a big challenge. Thankfully, there are simple ways you can combat inflation without drastically changing your life. In fact, prepaid cards, like those from KOHO, are there to relieve […]

Let’s face it – withdrawing cash or making a transfer from your credit card is pretty much always a bad idea. Taking a cash advance is akin to quenching your thirst with a sip of vodka; it may seem useful right away, but it’s rather counterproductive in the end. Like everyone else, I’ve made my […]

Credit cards are very popular financial products, and Canadians have an average of 2 credit cards each. There is something for everyone, such as cards with no annual fees, low interest rates, cash back, etc. In addition, cards can serve different purposes: A student credit card helps build a credit history. Often they have no […]

Canadian Tire Mastercards are probably the most underrated credit cards. I know very few people around me who have them, and yet they are rich in rewards. If you’re interested in learning more about the benefits they provide, this article is for you. With the following information, it will be easier for you to determine […]

Since the Toronto Transit Commission (TTC) introduced card taps at the gates in 2023, commuting in Toronto has evolved. But not all cards are created equal, especially when it comes to maximizing benefits for frequent riders. Let’s dive into why a credit card might improve your TTC travels, and which ones top the list. Why […]

Credit card churning, the act of repeatedly applying for credit cards to benefit from sign-up bonuses, has emerged as a common strategy among Canadian consumers seeking to maximize their rewards. However, with every new credit card application comes a potential impact on one’s credit score. In this article, we will explore the impact of credit […]

Unlock extraordinary perks and savings with the ultimate power of credit card churning. In a highly competitive market, financial institutions must ensure that their credit card offerings have attractive welcome offers to stand out from their competitors and attract new customers. So, what if you could figure out a way to consistently take advantage of […]

Vancity Visa credit cards are popular for supporting the environment and offering exciting rewards. A member-owned financial co-operative, also known as a credit union, Vancity offers a number of Visa cards including some low-rate and business cards for people interested in rewards. If you search the web, you will come across nearly a dozen options. […]

Have you been wondering if credit cards are haram in Canada? In this article, we will dive into the debate around the religious and financially responsible use of these financial instruments. We’ll review Islamic scholars’ points of view on using credit cards and the potential financial risks associated with them so that you can make […]