Credit Cards
The Neo Secured Card is making waves in the market, with many people praising its low barrier to entry and good rewards. But is it really worth the hype? In this review, we’ll dive into what the Neo Secured Card is all about, its features, the eligibility criteria, and how to apply for it. We’ll […]
Been there, Scene that, got the Scotiabank Platinum American Express to do even more. All those post-pandemic travel plans got obliterated by the price of gas, and life in general. We travel card die-hards are feeling a little salty about our unused points this year. Enter the Scotiabank Platinum American Express to right your travel […]
With the cost of everything on an upward spiral, have you ever wondered if no-limit credit cards exist in Canada? Solidarity, my friend. There are exceedingly few credit cards known for not having a set credit limit. But does a no-limit credit card really mean a spending free-for-all, or is there a catch? Here’s what […]
If you have a low income, getting a credit card in Canada can present a challenge, as most credit card companies have income requirements that make it difficult to qualify. However, with some research and careful planning, you can find a credit card that suits your needs. In this article, we will go over the various […]
With the modern world moving at lightning speed, card issuers must keep up with ever-evolving consumer preferences to remain competitive. Many card issuers in Canada are creating credit card designs that attract potential cardholders – from flashy colours and patterns to sleek metal designs – yet they still need to ensure these products abide by […]
Travel insurance on credit cards is a type of insurance that provides coverage for expenses related to travel-related losses. It can include coverage for medical expenses, trip cancellations, lost luggage, and more. Credit card travel insurance is essential because it gives you peace of mind knowing you’re protected abroad. It can provide financial protection in […]
Should you choose a low interest credit card or a killer rewards card? About 1 in 3 Canadians don’t pay off their credit card balance in full every month. If that’s you, then a rewards card probably isn’t your main focus, getting out of debt is. A low interest credit card like the Scotiabank Value […]
Applying for your first credit card is an exciting early step towards a healthy financial future. After all, credit cards can be a great way to build your credit score. In turn, a healthy credit score can help you qualify for better interest rates and save money in the long run. But how old do […]
Need to boost your credit score? Discover if accepting a credit limit increase is right for you. In some cases, having good credit can be its own reward. After months or years of responsible spending, paying your credit card bills on time and keeping your credit utilization ratio low, you may receive a letter from […]
The differences between secured credit cards and prepaid credit cards can be confusing. This confusion can lead to cardholders mismanaging their accounts and seeing their credit scores fall – or stagnate when they expect their scores to grow. The difference between secured credit cards and prepaid debit cards lies in whose money you spend when […]
If you only have one credit card, you’re missing out on a ton of benefits. For some people, one credit card really is better. But if you know how to use them properly and pay them off each month, multiple credit cards can actually help you master your money. It really just depends on what […]
What’s so special about a Visa debit card? It’s time you understood the plastic in your wallet. A Visa debit card is a type of bank card that allows you to make purchases and withdraw cash from ATMs, just like a regular debit card. The difference is that it also allows you to make online […]
