Credit Cards
A credit card vs line of credit, which one should you use? Look, we can’t all be Bezos. At some point, we all need to borrow money for something because we don’t have stacks of cash on hand. Many credit options are available when you need to borrow money. Two of the most common include […]
If you own a credit card, it is very important that you understand how its billing cycle works. In general, billing cycles determine which purchases will appear on any given statement and affect your payment deadlines. As a result, they can also have a big impact on your financial obligations, so understanding them can help […]
A positive credit card balance is what you owe your bank issuer based on credit purchases you’ve made during a given period of time. Failure to pay off a positive credit card balance will negatively influence your credit score. Making consistent credit payments improves your chances of getting approved for future credit cards, loans, or […]
While there may only be four major credit card companies in the world, there are 25 different issuers in Canada alone. That’s already a lot for anyone to keep track of, and it doesn’t make spotting a fake credit card any easier. Credit card fraud impacts millions of people annually, with an estimated $28 billion […]
If you have just got your first credit card, you might find credit card statements challenging to understand. Fortunately, credit card statements have similar layouts and provide about the same information. As such, you don’t have to learn how to read credit card statements each time you change your card provider. This article tells you […]
Setting up pre-authorized payments can make paying for bills, services, or subscriptions easy and convenient. Merchants will automatically charge your payments to you without you having to lift a finger. The issue is that some people forget about these payments entirely (think, a Netflix subscription you forgot you had or a membership program you signed […]
So what if the airline loses your bags? At least you can buy what you need. Unless you leave your wallet half-a-world away. This nightmare traveller’s scenario happened to Jutta Gruenewald. Jutte explains in a LinkedIn post that she was about to board a long-haul flight to Australia when she realized that her wallet was missing. With […]
Is the American Express (AMEX) SimplyCash Preferred Credit Card a good cash back credit card? Yes it is! If you want unlimited cash back potential, $1,500 cash back in referral bonuses, travel insurance, and access to great experiences, then look at this credit card. The AMEX SimplyCash® Preferred Credit Card Welcome Offer To claim the […]
The Amex SimplyCash® Card has consistently ranked among the best cash back cards in Canada. In fact, Hardbacon placed it at the top of our own list of best cash back cards, and for good reason. The Amex SimplyCash Card provides the same cash back rate on every single purchase. And it includes insurance protection, […]
This card is all about sound, taste, and action. It is not pretentious and it doesn’t see the point in waiting to have fun. It is into travelling, eating at restaurants available in any small, medium, or large city where you can just talk over appetizers and maybe play trivia. The ScotiaGold Passport Visa Card is made for […]
En collaboration avec KOHO En raison de l’inflation, le prix de n’importe quel achat fait en sorte que vos billets de banque ressemblent plus à de l’argent de Monopoly. KOHO est là pour vous aider à sortir de la prison de l’inflation, à passer la case départ et à réclamer plus d’argent que jamais auparavant. […]
Sponsored by Scotiabank Is a tight budget cramping your lifestyle? Scene+ Points are your ticket to fewer bills and more thrills. When gas and groceries burn a hole in your pocket, all the fun stuff gets pushed to the back-burner. But isn’t the fun stuff what makes life worth living? Scotiabank recently revamped the Scene+ […]
