Credit Cards
Banks issue credit cards all the time, each one promising perks and benefits for users. Some get renamed and a few perks added to keep them relevant. Case in point: the CIBC Aeroplan Visa Infinite card, previously known as the CIBC Aerogold Visa Infinite Card. Sure, it is an Aeroplan-linked travel credit card but does […]
How many of you have signed up for a credit card that includes insurance? Probably a lot. But, do you actually use that insurance? Do you even know what you are covered for? If you answered no, don’t worry. That’s what this article is for. We’re going to dive into the different types of credit […]
Choosing a credit card is not easy. There are all kinds of interest rates, rewards programs, institutions, fees, and even card colours. The choice is so great that it’s easy to get lost. If only there was a way to narrow down the range of choices to see only the cards that match your criteria […]
Whether you’re looking to make a large purchase or improve your credit score, increasing your credit card limit can be a great option. But how exactly can you go about getting your credit card limit increased? Understanding Credit Card Limits in Canada Your credit card limit is the maximum amount of credit that your card […]
Tangerine World Mastercard Overview The Tangerine World Mastercard is a great entry-level travel credit card. It’s great for those who want to take advantage of enhanced insurance coverage and airport lounge access. Notably, the card doesn’t have an annual fee and earns cashback rewards instead of travel points. The card lets you select up to […]
If your budget is tight, it can be tempting to only make the minimum payments on your debts. Credit card minimum payments in Quebec are regulated. Credit card contracts entered into since August 1, 2019 require a minimum payment of at least 5% of the balance due. As for contracts concluded before this date, the […]
Is it me or is TD throwing benefits at you with this card? The TD First Class Travel® Visa Infinite* credit card has an aggressive offer of up to 135,000 points and an easy earn rate that includes Starbucks. Yes, I invoked the name of that coffee chain and I meant it. Want to know […]
Credit card applications can be daunting. On the one hand, you need to consider the eligibility requirements for the card. On the other hand, you have to gather all the necessary information you’ll need. Oh, and if you want to maintain a good credit score, don’t forget to consider your application’s impact on your score. […]
When you decide to get a credit card, you want the application process to be easy, convenient, and fast. Whether you want a credit card to start rebuilding your credit score or are eager to start earning rewards for your spending, the last thing you want is to play the waiting game after a long […]
Being a student in Canada comes with certain expenses. From the cost of education to everyday expenses escalating, students are constantly looking for ways to stretch each dollar. One popular option is the Student Price Card (SPC), which promises discounts at a variety of retailers across Canada. But is it really worth the investment? Students […]
If you’re in the market for a premium credit card, you may have heard of Visa Infinite and Visa Infinite Privilege. Both credit cards offer many benefits. However, the Infinite Privilege requires a minimum personal income of $150,000 and has an annual fee of $399-$599. In contrast, Visa Infinite has a $60,000 income requirement and […]
There are more than 75 million Visa and MasterCard cards circulating in Canada. But how many does the average consumer have, and how many should you? Because there is no set limit by law, the number of credit cards a person should have can vary depending on individual circumstances and preferences. If you’d like to […]
