Banking
When selecting the right bank to partner with, making the right choice can be a daunting task. Perhaps you seek an all-inclusive banking solution covering chequing, savings, investments, and credit cards. If so, the decision-making process can become even more difficult. That’s where our review comes in. Hardbacon has thoroughly examined most of the banks […]
There are more than 40 banks and 210 credit unions and caisses populaires operating in Canada today. While they are both financial institutions providing banking solutions to their customers, however, there are fundamental differences between credit unions and banks. Whether it’s their ownership and governance structures, values, user experience or regulation, the differences and similarities […]
From pre-authorizing payments to getting paid, sample cheques still come in handy… even though cheques are rarely used in Canada. The main reason you need a Vancity sample cheque is to share your banking information with someone else. Understanding Your Vancity Sample Cheque If you know what the numbers at the bottom of your Vancity sample […]
Why does Canada have both credit unions and traditional banks? It’s a good question with a history of protection and inclusion that remains relevant today. In fact, that’s why credit unions in Canada are not only surviving, they are thriving! You see, a country’s financial institutions dictate its economy, and the more significant the monetary […]
In today’s digital world, sending and receiving money internationally has become easier than ever before. Thanks to financial technology companies like Wise and PayPal, individuals and businesses can effortlessly transfer funds across borders with just a few clicks. But how do these two popular payment platforms compare? In this article, we’ll take a detailed look […]
From the heart of the UK to over 30 countries worldwide, Revolut’s incredible growth story has attracted more than 30 million customers. But what about its footprint in Canada? To answer swiftly, as of now, Revolut is not available in Canada. The question that naturally follows is, why did such a major player retreat from […]
In Collaboration with KOHO Were you born after 1979? Congrats, you probably need a side hustle to afford breathing. Meanwhile, Big Banks mooch off our hard-earned cash and give us squat in return. But we’re the ones who slack? Bye Felicia. It’s time to match their energy and turbocharge your side hustle with KOHO! Ditch […]
Advantages and Disadvantages of Mastercard Debit Cards Advantages Disadvantages Debt PreventionSecurity FeaturesInternational AcceptanceLower Fees Limited Online Shopping OptionsNo Credit Score BuildingFew Participating BanksFewer features Advantages a) Debt Prevention Debit Mastercards can help you to manage your finances better and prevent overspending. You won’t be tempted to borrow or take out a loan when you don’t […]
“Just Venmo me,” is a phrase we’ve been hearing a lot in the US media content we consume. So you might be wondering, what is Venmo and is it available in Canada? Venmo is a social media, peer-to-peer payment service that allows you to instantly pay your friends and family through an app on your […]
It’s time to compare two of Canada’s leading neobanks – KOHO vs EQ Bank. Loyalty is an excellent quality to have, except when it comes to your cash. Sticking to one of the Big Six without exploring other options is like setting your money on fire with fees. Enter KOHO, a Canadian fintech company on […]
KOHO vs Neo Financial: which one is right for you? Both are Canadian fintech startups that offer out-of-the-box digital banking services. These two platforms are becoming increasingly popular among millennials and younger Canadians because they provide an alternative to traditional banking with no fees, a personalized user experience, and access to financial tools that help […]
For many Canadians, making everyday purchases has become easier thanks to mobile payment apps like Samsung Wallet and Google Wallet. These digital apps use Samsung Pay and Google Pay to allow users to make contactless payments with their smartphones, making the process faster and more convenient than traditional payment methods. However, choosing between the two […]