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Canadian Western Bank Sample Cheque: Everything you need to know to find and understand it

By Arthur Dubois | Published on 02 Mar 2022

    From pre-authorizing payments to getting paid, sample cheques still come in handy… even though cheques are rarely used in Canada. The main reason you need a Canadian Western Bank  sample cheque is to share your banking information with someone else.

    Understanding Your Canadian Western Bank  Sample Cheque

    If you know what the numbers at the bottom of your Canadian Western Bank  sample cheque mean, you can probably just share them… without having to go looking for a Sample Cheque in your banking portal every time someone asks for one.

    So, here are the important features of a cheque in Canada that you should be able to recognize by looking at one :

    1. Your home address

    This is the information you don’t need to look at a sample cheque to know. However, it is often needed by those who ask you for a sample cheque.

    2. Your branch address

    This is the address of your Canadian Western Bank branch. Note that some Canadian Western Bank branches have more than one point of service. 

    3. Your branch transit number

    This is a 5-digit number that identifies the Canadian Western Bank  branch to which your bank account is associated.

    4. Your bank Institution Number

    The institution number is a three-digit number that identifies the financial institution you are dealing with, regardless of the branch you have chosen. Canadian Western Bank ’s institution number is 030.

    5. Your account number (or folio number)

    The account (or folio) number is the identifier for your bank account. Without the transit number and institution number, it cannot be used to transfer money. As a result, it is the most sensitive information you will find on your sample cheque, as it is the number that is associated with your bank account. This number varies in length depending on the financial institution but generally ranges from 7 to 12 digits. 

    How to find your sample cheque on the Canadian Western Bank online portal

    Before the Internet, a sample cheque was a paper cheque with “SAMPLE” or “VOID” written on it to ensure that the cheque could not be used. If you have a chequebook, you can still do this. In fact, a sample cheque is a document that contains all the information displayed on a cheque, so you can still do it that way.

    The Canadian Western Bank online banking site does not allow you to download a sample cheque. Instead, they invite their clients to contact their local branch directly in order to get a sample cheque as a PDF. 

    Another option is to find your account number on the online banking portal and to find the branch address and transit number online. If you choose this option, follow the steps below: 

    Now you know all it takes to find your account information as a Canadian Western Bank customer! Furthermore, you should now be able to write a cheque.

    Arthur Dubois is a personal finance writer at Hardbacon. Since relocating to Canada, he has successfully built his credit score from scratch and begun investing in the stock market. In addition to his work at Hardbacon, Arthur has contributed to Metro newspaper and several other publications