Frederic Baillargeon

The financial system is not well set up for small investors. Financial advisors are called many different things, are either paid by flat rates (called fee-only advisors), or by commission (which is much more common). Often, the small investor cannot afford a fee-only financial advisor. Moreover, advisors who are paid commission (both initial and follow-up) […]

The underlying principle of mutual funds is brilliant. It combines the money from many small investors to have a greater buying power. This money is then invested in multiple companies. Each investor owns a small portion of the fund and is at much lower risk than if they invested all of their money independently. Indeed, […]